This policy provides protection cover only. Under this plan, premiums are paid throughout the life of the insured. Compared to other plans, this plan boasts of very low premiums.

Benefits under this policy are payable on the death. The plan is ideal for estate planning. If for example one had a policy of kshs.10,000,000/= he can write a will for dependants for the above amount.

This is a modified whole life policy whereby the insured pays the premiums for a predetermined period. The premiums can only be paid for a minimum period of 10 years and a maximum period of 25 years. On expiry of the specified period, bonus of 25% is paid and 100% death cover continuous without further premium payment.

This is a unique personal accident product which has a wide range of benefits which include full payment on:

 

1. Death due to an accident
2. Permanent Total Disability
3. Income on Temporary Total Disability
4. Medical expenses
5. Hospital cash
6. Funeral expenses
7. Artificial limbs

This insurance provides financial benefits for death or bodily injuries caused by accident to the insured person.The insurance also provides some weekly compensation for loss of income to the accidentally incapacitated persons and also covers medical expenses arising out of the accident and not otherwise.

The policy can be arranged to cover individual persons, employees or associated groups e.g. directors.

With hospitalization costs escalating everyday, quality medical cover is an absolute necessity in today’s world. This is particularly important because sooner or later, most individuals are hospitalized.

For the forward planner, British-American Mediflex is the unique solution available because it is a medical cover that provides hospitalization insurance guaranteed for life.

We will sort out the surgeon, physician and daily expenses on room and board while your client focuses on getting better and planning for the days ahead. We offer a special cover for ladies and ensure that any new born babies are automatically covered.

This cover protects the borrower against the risk of death and disablement following accidental or natural cause.

Under this policy, the outstanding loan is redeemed by British-American upon the death or total disablement of the covered member following accidental or natural cause.

This secures the borrowers estate from being reclaimed by the lender and also enables the lender to immediately recover outstanding liability.

This product covers the Loaned to the extent of the bank’s financial interest in the loan (outstanding loan + interest) and the actual monthly loan repayments amount subject to a maximum of six installments at the time of retrenchment.

The cover protects against the risk of death from natural & accidental causes